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Investing

5 Best Low-Risk, High Returns Investment Ideas 

What are the risk types associated with your investments? When it comes to making safe Investments, evaluating the risks associated with your investment types is an important factor. Based on what you’re investing in and to what extent you are prepared to risk your hard-earned dollars. Low-Risk: You…

Investing

Personal Experience: Investing in Gold and Silver 

Investing in precious metals is ambiguous for many. A lot of investors and money gurus are preaching to stay away from investing in gold and silver while others are advising for it. So, where is the truth? I have my own experience with investing, mostly…

Home Buying

What is a Conventional Loan? 

Homebuyers are faced with many tough decisions when purchasing a home. One of the most important decisions is whether or not you should pull out a conventional loan, and if so, what are the options, limitations, and qualifications? A conventional loan is currently the most…

Manage

How to Budget & Best Budgeting Apps 

Creating a budget can seem like a daunting, boring, or even downright pointless task. Many people relate budgeting to accountants holed up in stuffy rooms pouring over spreadsheets. Others are just overwhelmed with all of the numbers and factors involved. Before the internet was the…

Manage

How To Save Money? Attention Students! 

As a student, the cost of living can increase substantially because you are generally not earning much of an income while attending classes. On top of that, the rising cost of tuition is requiring that students earn a part-time wage, or at best, make solid…

Credit Cards

How to Use a Credit Card 

It’s not uncommon for people to try and sway others away from opening credit cards. Stories are told all the time about runaway credit card debt and parasitic banking practices. While many of these stories are valid cautionary tales, a lot of people are using…