Latest posts
Personal Experience: Investing in Gold and Silver
Investing in precious metals is ambiguous for many. A lot of investors and money gurus are preaching to stay away from investing in gold and silver while others are advising for it. So, where is the truth? I have my own experience with investing, mostly…
What is a Conventional Loan?
Homebuyers are faced with many tough decisions when purchasing a home. One of the most important decisions is whether or not you should pull out a conventional loan, and if so, what are the options, limitations, and qualifications? A conventional loan is currently the most…
How to Budget & Best Budgeting Apps
Creating a budget can seem like a daunting, boring, or even downright pointless task. Many people relate budgeting to accountants holed up in stuffy rooms pouring over spreadsheets. Others are just overwhelmed with all of the numbers and factors involved. Before the internet was the…
How To Save Money? Attention Students!
As a student, the cost of living can increase substantially because you are generally not earning much of an income while attending classes. On top of that, the rising cost of tuition is requiring that students earn a part-time wage, or at best, make solid…
How to Use a Credit Card
It’s not uncommon for people to try and sway others away from opening credit cards. Stories are told all the time about runaway credit card debt and parasitic banking practices. While many of these stories are valid cautionary tales, a lot of people are using…
FHA Loan Requirements 2019.
Buying a home for the first time is one of the most important — and most significant — purchases you will make in your life. The first step to buying a home involves budgeting and saving up for the down payment that you will initially…
Beginner Crypto Portfolio
Cryptocurrencies have become a topic of intense discussion, especially over the past few years. If you are looking to invest in crypto safely, and start only with around $1k, this should be helpful. We all heard stories of people becoming overnight millionaires, and stories of…
Starting Credit Early! Our Credit Picks for Students.
As a learning, traveling, and frequently starving student, opening a credit card specific to student needs can be a great life choice. Many banks offer student-centric credit cards that are for students with little to no credit history. Having a credit card on hand while…